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> REGULAR SAVINGS

> CHEQUING DEPOSIT ACCOUNTS

> PERSONAL CHEQUING

> BUSINESS CHEQUING

> FOREIGN CURRENCY ACCOUNTS

> GOLDEN YEARS CHEQUING

> FIXED DEPOSITS

> Account Requirements

 


 

REGULAR SAVINGS
 

To achieve your life’s undertakings and develop good saving habits, the first step to developing good investments practices is to open a savings account.


In today’s competitive environment, let National Commercial Bank (SVG) Ltd assist you in taking that initial step towards your financial security.  Earn competitive interest rates while keeping your money accessible.  Our savings accounts combine security and flexibility, allowing you immediate access to your money by ATM network, telephone or by convenient online banking.

 

With your regular savings account:

  • Interest is paid quarterly

  • You can deposit and withdraw at any time

  • There are absolutely no restrictions with reference to the number of transactions that can be made.

 Individual Customer Care

For further information, please Contact NCB.

With a minimum initial deposit of $10.00, regular savings accounts can be used to facilitate the following:

  • Payment of Utility Bills

  • Transfers

  • Payment of Salaries

  • Savings.

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Chequing Deposit Accounts
 


Quality of Service


Everyone is unique and has unique priorities.  That is why at the National Commercial Bank (SVG) Ltd we offer a diverse range of chequing account products designed for our valued customers who require immediate access to their funds.

  • Personal Chequing Accounts

  • Business Chequing Accounts

  • Foreign Currency Accounts

  • Golden Years Chequing Accounts


Personal Chequing

 

There is something comforting about writing a cheque to pay your bills and or to make purchases.  It puts you in control of the payment process, as it allows you to establish the timing of events.  At the National Commercial Bank (SVG) Ltd, with a minimum deposit of $ 500.00, we put your payment process at ease with our personal chequing facility.
 


Business Chequing

 

Whether you do five transactions a month or five hundred, we have a business chequing account package for you.  Choose from the following accounts : 

  • Company

  • Sole ownership

  • Partnerships.

We at the National Commercial Bank will assist you through the selection process with the combination of fees and services that are ideal for your business needs.

For further information, please Contact NCB.

 

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Foreign Currency Accounts 

 

This offers our customers’ a non-chequing, direct deposit account for foreign currency deposits. Foreign currency accounts can help you manage your receipts and payments when trading internationally, while limiting the risk and expense involved in exchanging currencies.

 

Special Conditions:

  • Minimum balance
    USD - $1,000.00
    STG - $1,000.00
    CND - $1,000.00
    EURO - $1,000.00

Features: 

  • No Ledger Fees on transactions

  • Special Service charge by currency type

  • Monthly Statement

Institutional Strength

 

Requirements: 

  • A Certificate of Incorporation

  • Article of Incorporation

  • By Laws (if appropriate)

  • Passport extract/Drivers license of beneficial owners, Directors and Signing Officers

  • Bank/Credit report on beneficial Owners, Directors and Signing Officers

  • Other Regular current mandates as appropriate

  • Financials of Incorporated Body           
     

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Golden Years Chequing

 

At NCB we value our senior customers and we know that saving money in your golden years is important.  That’s why we designed this special chequing/savings account on a minimum balance of $3000.00, for people 50 years and over.  The first of its kind in St. Vincent and the Grenadines. 

 

Features: 

 
  • No service charge

  • Free Cheque books (Government stamp duty only)

  • 1st three (3) standing orders free

  • Free utility payments

  • Branch to branch banking

  • Monthly statement on all your accounts

  • Reduced rates on safety deposit boxes

  • Special Service Counter

  • Privileged Club ATM Card

For further information, please Contact NCB.

Fixed Deposits 

 

For investors who are looking for an alternative to the rates offered on regular savings accounts, the National Commercial Bank offers fixed deposit accounts.  This type of account offers individuals and organizations the ability to choose the term of the deposit that suits their individual circumstances.  Customers deposit a minimum of $1,000.00 and the interest is paid on the sum of money invested for the specific term.  

  • 3mths Fixed Deposits

  • 6mths Fixed Deposits

  • 12mths Fixed Deposits

 

REQUIREMENTS TO ESTABLISH ACCOUNTS

 

The following documents are required to establish the following accounts:

 

Regular Savings Account and Chequing Deposit Account

  • Two pieces of identification – one of which must be a passport

  • Bank reference

  • Initial deposit made payable to National Commercial Bank (SVG) Ltd.

  • Proof of address – a utility bill or copy of bank or credit card statement with current address

Corporate Account 

  • Business profile – general information on the business. This should also include a balance sheet and income statement 

  • Passport identification for each signing officer and directors

  • Bank reference of company

  • Bank reference of directors and each signing officer

  • Company resolution to open account

  • Certified copy of certificate of incorporation

  • Certified copy of articles of association/memorandum

Non-Nationals and Non-Resident Nationals 

  • Two pieces of identification – one of which must be a passport

  • Proof of address – utility bill or copy of bank or credit card statement with current address

  • Bank reference and a professional reference

  • Proof of income – employment letter or a recent salary slip or certified copies of last year’s incomer tax return (filed)

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For any additional Support questions, please
Contact  NCB.

 
 

Bedford Street
 P.O. Box 880, Kingstown

 Tel: (784) 457-1844
 Fax: (784) 456 - 2612

E-mail NCB

 


Although every effort has been made to provide complete and accurate information, National Commercial Bank (SVG) Ltd., makes no warranties, express or implied, or representations as to the accuracy of the content on this website. National Commercial Bank (SVG) Ltd. assumes no liability or responsibility for any errors or omissions in the information contained in the website or the operation of the website.  

 
 
 
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