C A R D     S E R V I C E S

OVERVIEW

Credit Card Services

It’s easy sailing when credit comes in.  With the VISA Caribbean Credit Card, you have: 

• Immediate worldwide spending power

• You can use your Visa Caribbean Credit Card from anywhere in the world to shop, travel and pay virtually any expense.

Affordable and Flexible Terms

The interest rate on the Caribbean Credit Card Corporation card is the lowest in the OECS today.  Interest for transactions in the current billing cycle is calculated and accrued daily.  No interest is paid if the outstanding amounts paid in full by payment due date, shown on the statement for each account.   

• Accounts are setup in EC and US dollars

• Interest is calculated on the previous month balance

• Repayment can be made in EC or US dollars

• Minimum credit limit is USD $1000.00 or ECD $1500.00

• Credit Limits must be secured

• The funds deposited as security will be hypothecated in a separate deposit account, and will only be released on cancellation and full settlement of outstanding amounts.

• Request for increase or reduction in credit limits must be done in writing and allow three (3) days to process

To inquire on your Caribbean Credit Card Corporation account balance, please follow a few simple instructions to set up at www.4csonline.com.

For further information, please Contact NCB.
 

Credit Card Operations for Offshore Customers

The following are requirements for offshore customers whether IBC’s or Personal, operating US Business accounts.

• Application forms must be completed and signed in accordance with mandate as appropriate

• The applicant must provide copies of the following:
  -  Birth certificate and drivers license or
  -  Passport extract
  -  Bank reference and/or credit report
  -  Indemnity for acting upon instructions other than original signed instruments

Corporate Card

St. Vincent and the Grenadines first corporate card 

• Affordable rates. 

• Ideal for international Business Transactions.

• VISA and MasterCard are accepted at all of our branches.  Cash advances are provided in both EC and US currencies.

• Cash Advances at ATM are always in EC dollars

• Hotels, Companies, Service Institutions are provided with Visa/MasterCard and American Express electronic acceptance facilities using Visa MasterCard Amex Merchant Service.

For further information contact: custser@svgncb.com

ATM/Debit Card Services

The ST. VINCENT AND THE GRENADINES 1st ATM and DEBIT CARD facility, allows you to utilize our large network of ATM and also to pay for goods and services locally. It is safe, convenient, smart and offers quick authorization.

Items purchased at point of sale device will be paid for the same day by debit of Account at Bank.

The NCB 24 hour ATM banking service is accessible to all National Commercial Bank (SVG) Ltd customers or can be had at any of NCB’s locations.

This service entitles you to a Personal Customer Card which can be used by only you.  If anyone tries to use your card the machine will confiscate that card.

For further information, please Contact NCB.

REQUIREMENTS TO ESTABLISH ACCOUNTS

The following documents are required to establish the following accounts:

Regular Savings Account and Chequing Deposit Account

• Two pieces of identification – one of which must be a passport

• Bank reference

• Initial deposit made payable to National Commercial Bank (SVG) Ltd.

• Proof of address – a utility bill or copy of bank or credit card statement with current address

Corporate Account 

• Business profile – general information on the business. This should also include a balance sheet and income statement 

• Passport identification for each signing officer and directors

• Bank reference of company

• Bank reference of directors and each signing officer

• Company resolution to open account

• Certified copy of certificate of incorporation

• Certified copy of articles of association/memorandum

Non-Nationals and Non-Resident Nationals 

• Two pieces of identification – one of which must be a passport

• Proof of address – utility bill or copy of bank or credit card statement with current address

• Bank reference and a professional reference

• Proof of income – employment letter or a recent salary slip or certified copies of last year’s incomer tax return (filed)

Branch Locations

ATM Locations

Foreign Exchange
        Rates


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For any additional Support questions, please
Contact  NCB.

Bedford Street
 P.O. Box 880, Kingstown

 Tel: (784) 457-1844
 Fax: (784) 456 - 2612

E-mail NCB

Although every effort has been made to provide complete and accurate information, National Commercial Bank (SVG) Ltd., makes no warranties, express or implied, or representations as to the accuracy of the content on this website. National Commercial Bank (SVG) Ltd. assumes no liability or responsibility for any errors or omissions in the information contained in the website or the operation of the website.  
  
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